Hurricanes, economic uncertainty, pandemic, nuclear proliferation. The possibility of any or all of these hang over our heads every day. But are any of us prepared to protect our families if something drastic should occur? Are you going to have all of the essentials, or are you going to join the mob of desperate last minute shoppers?  When you do that last minute shopping, is your money going to have buying power?   Be sure to look into our huge FILE section listed under "more" in the main m …